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· You might find help through a HUD/fha title 1 home-improvement loan . Unlike home equity loans or lines of credit, the Title 1 program doesn’t require you to have built up any equity in your home. The no-equity problem. Through the FHA Title 1 home improvement loan program, homeowners can qualify for renovation loans of up to $25,000, without.
It just applies to those that are used to pay for non-home-related things, like paying off your credit card or buying a car. But you can still deduct home equity loan interest that is used to pay for.
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