As long as there are no stipulations in your closing documents at settlement from your mortgage lender that says you can’t refinance in a certain time frame you can refinance anytime. Most lenders are indicating on the loan documents that there are no pre-payment periods; meaning you can sale or refinance at anytime without a penalty on the sales price.

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Although some may allow you to purchase using a home equity line of credit, others may force you to wait 6 months to be in the home, and owner of record for 6 months before you actually refinance into a home equity line of credit. That’s typically the worst case scenario.

How soon after buying a house can you refinance? (self.homeowners) submitted 11 months ago by [deleted] I bought a house last July, but my lender has royally screwed over my credit. They keep reporting that my payments are late even though I pay on time. The reason they say it’s late is because.

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You’d probably need to wait a minimum of 2-3 years to refinance in the scenario above, but a lot of this will depend on what other credit you do or don’t have or had in the past and how you pay on your current auto loan.

Buying a new house after recently refinancing ours. Asked by biggoldbear, Poway, CA Mon May 13, 2013. We recently refinanced our house (living here for 5 years). We weren’t planning on moving any time soon, but a couple houses have come on the market recently that we’re very interested in.

Years of negotiations after the. From here, I can see the village of Talish, where another 2016 battle took place. The.

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How Soon Can I Refinance After Buying a Home. – How soon can I refinance after buying a home with cash? Once you own the home, apply with a lender for cash out refinancing on the home. By: Ilyce Glink and Samuel Tamkin. Q: I just read your very informative article on the competitive market and cash offers. Buying a new house after recently.

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You should determine how long your pay-back rate is when you refinance. For example, if closing costs are $3,000 to refinance and you can save $200 a month then you make your money back in 15 months.