How Does Mortgage Refinancing Work? | The Truth About Mortgage – When you refinance your mortgage, you are essentially trading in your old loan for a fresh one with a new interest rate and mortgage term. And possibly even a new loan balance. You may elect to receive this new mortgage from the same bank that held your old loan previously, or you may refinance your home loan with an entirely different lender.

Do I Need To Re-Fi My 30 Year Mortgage? A Consumer's Guide to Mortgage Refinancings – When you refinance for an amount greater than what you owe on your home, you can receive the difference in a cash payment (this is called a cash-out refinancing). You might choose to do this, for example, if you need cash to make home improvements or pay for a child’s education.

Refinancing your mortgage? These tips will save you big money – The. – Most people get it wrong when it comes to refinancing their mortgage. Here are some tips to get it right.

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