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A second mortgage is another loan taken against a property that is already mortgaged. Many people consider using their home equity to finance large financial needs, but mortgage industry jargon has confused the meaning of certain terms – including second mortgage home equity loan and home equity line of credit (HELOC) .

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Top Second Mortgage Lenders – AdvisoryHQ – Your second mortgage lender will also take a look into your personal debt and compare it to your various sources of income. Your debt-to-income ratio is the amount of monthly debts that you have. Your second mortgage lender will add up all of your debts to estimate a monthly amount and then subtract that from your gross monthly income.

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