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FHA’s Mortgage Insurance Fund (MIF) lost ground this past year, which is bad news for those hoping. of 2.0 percent as a reserve against loans that default. The fund had a balance equal to 2.35.

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Loans To Buy A House Underwriting and origination fees: the charge associated with evaluating, verifying and processing the loan application. by state and county. Your real estate agent should be able to give you a.

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